Working Groups and their Chairpersons

Accounting & Audit

Accounting & Audit

Chairman

A. PEZZOTTA, Federcasse

EACB Secretariat

Antti MAKKONEN

The Accounting and Audit Working Group focuses on the bank-specific aspects of accounting rules and legislation as well as internal and external audit matters in the financial sector. It follows the developments of rules and legislation both in the EU institutions and international standard setters (including International Accounting Standards Board IASB).

See our position papers

Anti Money Laundering

Anti Money Laundering

EACB Secretariat

Marieke VAN BERKEL, Pablo LAHOZ MARCO

The Anti-Money Laundering Working Group (AMLWG) serves as a platform for EACB members to set the priorities and agree common positions in the fields of anti-money laundering and counter-terrorist financing. In particular, the AMLWG monitors the implementation of the 4th Anti-money Laundering Directive and the Regulation on the information accompanying transfers of funds. Furthermore, the AMLWG also actively contributes to the initiatives launched by international institutions such as the Financial Action Task Force and the Basel Committee on Banking Supervision. The work carried out within the scope of the AMLWG tries to strike the proper balance between regulatory compliance and operational efficiency.

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Banking Regulation

Banking Regulation

Chairman

H. MIELK, Bundesverband der Deutschen Volksbanken und Raiffeisenbanken - BVR

EACB Secretariat

Volker HEEGEMANN, Marco MANCINO

The Working Group concerns itself with all European initiatives in the field of banking regulation and more specifically with Basel III provisions and the CRD4 and the CRR ( capital, Liquidity ratios, leverage ratio…) . In addition, it is dealing with the  revision of the directive on Financial conglomerates and the definition of the trading book portfolio in relation.

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Consumer Policy

Consumer Policy

Chairman

Elisabeth DELAHOUSSE, Fédération Nationale du Crédit Agricole - FNCA

EACB Secretariat

Marieke van BERKEL, Chiara Dell'Oro

The Consumer Policy working group focus on legislation in the field of consumer policy and  their  implications  for  co-operative  banks.  Consumer  policy includes all issues related to the rights of consumers (including the enforcement of these rights) and the access to and use of financial services by consumers.

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Corporate Governance and Company Law

Corporate Governance and Company Law

Chairman

F. BROGL, DZ Bank AG

EACB Secretariat

Volker HEEGEMANN, Teodora MAGDALINCHEVA, Antti MAKKONEN

Legal questions on conduct and organization of banks  are covered by the Corporate Governance and Company Law Working Group. It also raises cooperative specific governance questions in order to address the special features of the cooperative business model. The working group’s activities have recently focused on remuneration policies, governance aspects addressed in CRD IV, fit and proper, and antitrust laws.

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Corporate Social Responsibility and Co-operative Affairs

Corporate Social Responsibility and Co-operative Affairs

Chairman

E. PFLIMLIN, Crédit Mutuel

EACB Secretariat

Elisa BEVILACQUA

Responsibility is one of the key values of co-operative banks, be it towards their members, their local communities or the environment. In this light the CSR & Co-operative Affairs working group focuses on a range of issues related to the Co-operative Social Responsibility or CSR, sustainability and co-operative affairs and brings its inputs in legislative developments, projects and discussions at EU and international levels. The group is also a platform to exchange best practices and engage with key stakeholders (i.e. EU Institutions, UNEP FI, GRI, OECD, etc.) on the environmental, social and governance aspects of co-operative banking. Moreover the group provides the liaison with Cooperatives Europe and the ICA (International Cooperative Alliance) . i.e. the European and international links with the co-operative roots.

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Financial Markets

Financial Markets

Chairman

Dr. Mathias BAUER, Raiffeisen Zentralbank Österreich AG

EACB Secretariat

Marieke van BERKEL, Ilektra ZARZOURA

The Working Group will concern itself with all European initiatives in the field of financial markets and their implications for co-operative banks. Financial markets policy includes securities legislation, whether in relation to retail investments or wholesale markets, as well as asset management and post-trading (clearing and settlement).

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Payment Systems

Payment Systems

Chairman

Jussi SNELLMAN, OP Financial Group

EACB Secretariat

Marieke VAN BERKEL, Pablo LAHOZ MARCO

While the payments landscape in the European Union is undergoing profound change, the Payment Systems Working Group (PSWG) mission is to keep track of all legislative and non-legislative initiatives impacting the way that banks provide payment services to its customers. For that purpose, the PSWG serves as a platform for co-operative banks to discuss and agree common positions in the field of payments. The PSWG is also responsible for defining the positions of the EACB at the European Payments Council and the Euro Retail Payments Board. Given the very nature of the sector and the increasing relevance of innovative means of payments, the PSWG also addresses the effects of digital transformation.

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Resolution and Deposit protection

Resolution and Deposit protection

Chairman

A. KUIJPERS, Rabobank

EACB Secretariat

Volker HEEGEMANN, Teodora MAGDALINCHEVA, Klaudia PIASECZNA

The Resolution and Deposit protection Working Group concerns itself with all European initiatives and activities of European and global bodies in the field of resolution and early intervention, crisis management (including the SRF and national crisis funds), TLAC and MREL, as well as deposit protection and will deal with their implications for cooperative banks. For this purpose, it will maintain contacts with the European institutions, the EBA, the FSB and the SRB and the SSM
(where topic requires).

See our position papers