As promoting the Co-operative banks business model is one of our mission, the EACB is supporting the research on co-operative banking by being a partner to the researchers, or by publishing its own studies. Since 2013, we also stimulate the research with our Award for young researchers on co-operative banks.
The relevance of soft information for predicting small business credit default: evidence from a social bank. - S. CORNEE
This paper analyzes whether soft information improves predictive accuracy of a bank’s internal rating by better forecasting future credit defaults. We use a unique hand-collected database of 389 small loans granted by a French social bank (credit cooperative) dealing with...
Is co-operative finance a solution to banking marker failure? The complex relationship between financial cooperatives and the traditional banking sect
The recent financial crisis has shown the importance of developing a sustainable financial system. In this regard, cooperatives, which the United Nations celebrated in 2012, deserve special attention.
The paper suggests an overview in which internal governance does not deal directly with the potential conflicts of interest between members and managers, but arises from the entrepreneurial activity features, therefore valorizing how cooperative banks exercise their business.
Goodbye Freedom of Contract: Are German Co-operative Banks subject to an obligation to contract? - V. KLAPPSTEIN
The debate about limiting the autonomy of the banks was rekindled by a decision of the Federal Court of Justice (BGH)1 in January 2013. Whether and how German co-operative banks are subject to an obligation to contract concerning private customers...
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Find books, articles, reports on Co-operative Banks and the Co-operative Banking model.