The EACB has contributed to the European Commission’s consultation on the new climate resilience framework, strongly supporting a “climate resilience by design” approach and a shared, but public‑sector‑led, responsibility for managing climate risks. The response calls for stronger cross‑sector collaboration, interoperable climate data and risk information based on common scenarios, clear EU and national resilience and adaptation targets, and the identification of explicit “risk owners”. It also advocates streamlined performance indicators embedded in existing sectoral laws, and highlights that local planning and construction rules can sometimes obstruct resilient building in high‑risk areas.
The EACB emphasises the need for better decision‑support, data, tools, finance and insurance to make climate resilience investable on the ground. It supports a user‑friendly, web‑based EU tool that translates common scenarios into local climate information and practical adaptation options, and notes key barriers such as limited local risk data, technical capacity, funding and complex legislation. To unlock investment and innovation, especially at regional and local level, the response proposes standardised templates and project aggregation, improved risk data and metrics, blended finance and guarantees, resilience‑oriented procurement and permitting, and permanent technical assistance for local authorities. In insurance, it calls for clearer products, better hazard information and scaled‑up Insurance‑Linked Securities and public–private risk‑sharing structures to prevent widening protection gaps from spilling over into broader financial and macroeconomic instability.
Read the EACB full paper by downloading the PDF.