Studies and research on the co-operative banks

As promoting the Co-operative banks business model is one of our mission, the EACB is supporting the research on co-operative banking by being a partner to the researchers, or by publishing its own studies. Since 2013, we also stimulate the research with our Award for young researchers on co-operative banks.

A Manifesto For Financial Mutuals

A publication by the Building Societies Association (BSA) and the Association of Financial Mutuals (AFM) -in English Only

15 December 2014

Members Studies

The relevance of soft information for predicting small business credit default: evidence from a social bank. - S. CORNEE

This paper analyzes whether soft information improves predictive accuracy of a bank’s internal rating by better forecasting future credit defaults. We use a unique hand-collected database of 389 small loans granted by a French social bank (credit cooperative) dealing with...

3 December 2014

External Studies

Is co-operative finance a solution to banking marker failure? The complex relationship between financial cooperatives and the traditional banking sect

The recent financial crisis has shown the importance of developing a sustainable financial system. In this regard, cooperatives, which the United Nations celebrated in 2012, deserve special attention.

3 December 2014

External Studies

"Impacts of Basel III capital regulation to German co-operative banks" - D. SCHATZLE

Almost 250 German co-operative banks cannot fulfill the new capital requirements according to Basel III.

3 December 2014

External Studies

"Why has to be different internal control system in co-operative banks?" - A. MINTO

The paper suggests an overview in which internal governance does not deal directly with the potential conflicts of interest between members and managers, but arises from the entrepreneurial activity features, therefore valorizing how cooperative banks exercise their business.

3 December 2014

External Studies

Corporate diversity in financial services-an updated diversity index

A Publication by the Building Societies Association (BSA) -in English only For the main  highlights of this document, please click HERE.

30 November 2014

Members Studies

Will better regulation and better supervision contribute to a more stable banking sector?

The Dutch banking sector’s structure and mode of operation changed significantly between 2007 and 2013. Within a timeframe of less than six years, two large financial institutions had to be nationalised ……  

6 October 2014

Members Studies

Successful Swiss Cooperative Banks facing structural challenges

Authors: Alexander Jungmeister / Franco Taisch Language: DE The study can be accessed HERE.

15 July 2014

External Studies

Does bank ownership affect lending behavior? Evidence from the Euro area

Authors: Giovanni Ferri, Panu Kalmi, Eeva Kerola Language: EN The study can be accessed HERE.  

3 June 2014

External Studies