Studies and research on the co-operative banks

As promoting the Co-operative banks business model is one of our mission, the EACB is supporting the research on co-operative banking by being a partner to the researchers, or by publishing its own studies. Since 2013, we also stimulate the research with our Award for young researchers on co-operative banks.

Does bank ownership affect lending behavior? Evidence from the Euro area

Authors: Giovanni Ferri, Panu Kalmi, Eeva Kerola Language: EN The study can be accessed HERE.  

3 June 2014

External Studies

Les différences dans le système bancaire, une valeur ajoutée pour le secteur du crédit

Associazione Nazionale Banche Popolari - Published on coop.blog.lemonde

28 April 2014

Members Studies

Goodbye Freedom of Contract: Are German Co-operative Banks subject to an obligation to contract? - V. KLAPPSTEIN

The debate about limiting the autonomy of the banks was rekindled by a decision of the Federal Court of Justice (BGH)1 in January 2013. Whether and how German co-operative banks are subject to an obligation to contract concerning private customers...

7 April 2014

External Studies

The Purpose of Credit Unions: An antecedent to Organizational Attractiveness. - M.C BEAUDIN

As consumer cooperatives, the purpose of credit unions is to maximaxe member-client satisfaction whereas traditional companies aim to maximze profitability (Pichette, 1972; Van Parijs, 1997).  

7 April 2014

External Studies

A Civic Approach to the Financial Reform in the UK

Author: David T. Llewellyn Language: EN

7 April 2014

External Studies

Banking Union as a Cost Driver

Economic Perspectives - A publication by DZ BANK AG

7 April 2014

Members Studies

Governance Guide of Co-operatives and Mutual Associations

Produced by Crédit Mutuel in partnership with the 'Institut Français des Administrateurs' (ICA). English Version Version en Français

4 April 2014

Members Studies

Second EACB Award for Young Researchers on Coop Banks

Second EACB Award for Young Researchers on Coop Banks

31 March 2014

Awarded papers of young researchers

Oliver Wyman Study : Co-operative Banking, Leveraging the co-operative difference to adapt to a new environment

This third report is the follow up of two successful surveys on Co-operative Banks and it is a timely contribution to explain the nature, the role, the commitments and the challenges of co-operative banks. Co-operative banking represents a significant share...

4 March 2014

Members Studies