External Studies

Since promoting the cooperative banking business model is one of our missions, the EACB is supporting the research on cooperative banking by being a partner to researchers, or by publishing its own studies. Since 2013, we also stimulate the research with our Award for Young Researchers on Cooperative Banks.

Successful Swiss Cooperative Banks facing structural challenges

Authors: Alexander Jungmeister / Franco Taisch Language: DE The study can be accessed HERE.

15 July 2014

External Studies

Does bank ownership affect lending behavior? Evidence from the Euro area

Authors: Giovanni Ferri, Panu Kalmi, Eeva Kerola Language: EN The study can be accessed HERE.  

3 June 2014

External Studies

Goodbye Freedom of Contract: Are German Co-operative Banks subject to an obligation to contract? - V. KLAPPSTEIN

The debate about limiting the autonomy of the banks was rekindled by a decision of the Federal Court of Justice (BGH)1 in January 2013. Whether and how German co-operative banks are subject to an obligation to contract concerning private customers...

7 April 2014

External Studies

The Purpose of Credit Unions: An antecedent to Organizational Attractiveness. - M.C BEAUDIN

As consumer cooperatives, the purpose of credit unions is to maximaxe member-client satisfaction whereas traditional companies aim to maximze profitability (Pichette, 1972; Van Parijs, 1997).  

7 April 2014

External Studies

A Civic Approach to the Financial Reform in the UK

Author: David T. Llewellyn Language: EN

7 April 2014

External Studies

Competition and Financial Stability in European Co-operative

Authors: Franco Fiordelisi, Davide Mare Language: EN Source: Journal of International Money and Finance, 45, 1-16. 10.1016/j.jimonfin.2014.02.008

3 February 2014

External Studies

Commercial banks versus Stakeholder banks: same business, same risks, same rules? M. LOPEZ-PUERTAS LAMY

Is bank risk-taking independent of the entity’s organizational form, and of the organizational form of its competitors? And is the influence of regulation and competition on bank risk-taking contingent on the organizational form? This study addresses these issues.

4 December 2013

External Studies

Predicting small bank failures using macroeconomic factors - D.SALVATORE MARE

The research presents an innovative study related to the analysis of the determinants of risk of failure for Italian Cooperative banks (CB). The investigation assesses the dynamic influence of the economic environment on the occurrence of financial distress in a...

3 December 2013

External Studies

Forecasting insolvencies of Portuguese Co-operative Banks, D.LIMA

The analysis of solvency conditions of co-operative banks is scarce, compared with the number of studies dedicated to commercial banks. However, the lack of empirical studies contrasts with the importance of co-operative banks as part of the banking systems...

3 December 2013

External Studies